What does credit score mean? Credit score is how different credit entities assess a person's degree of responsibility when spending or paying bills. In the United States, credit is simply one of the most powerful ways to get what we all want or need in our lives. To make a point, I'm going to ask you to imagine your dream house. So think about how are you going to pay for this? The answer is that unless you are lucky enough to enter the lottery, the only other way is to finance it, but not everyone has A1 credit. Therefore, to achieve this goal, we will need to build great credit credibility, also known as credit score. The most important facts explained in the presentation are: How does it work? How to build it? And finally, what harms our personal score? These important facts are the most basic elements when we start talking about credit. First of all, how does credit score work? Credit score is the reliability of credit that each person has demonstrated over the past few years. The credit score in the United States stands at 300. Having a good credit score is important for a person's future because it can help them buy a house, a car or apply for credit cards . In the United States, if a person does not have a good credit score, they will not be able to achieve their dreams. Unless you win the lottery, in which case they won't have to worry about their credit. According to the speaker, the better credit score a person has, the better opportunities he or she will have in life, because banks or financial institutes will look at each person's credit to see if they will approve a loan. A good website to use is Credit Karma because it gives the person their credit score information for free. People should know how to manage their credit and pay their bills