Methods to secure the cell phone when using electronic banking. To access e-banking you need to use some electronic devices such as laptop, mobile phone…etc. The majority of access to electronic banking through mobile phones is increasing rapidly every year. Using online cell phone banking will force sensitive information to travel from the cell phone device to the bank's website. To protect this important information, experts suggest some rules or tips. These rules can reduce smartphone electronic banking risks by more than 40%. The rules are: Treat your phone like your computer. If we do online banking, we need to make sure that our laptops are protected from hackers and worms. To do this, we use a worm app and prevent hackers from accessing your devices. We should also not save passwords or sensitive information on our workstations or mobiles. Many of us don't know exactly how to protect our smartphone? First of all, we need to set up a password for the smartphone or other device containing our secure data. We can do this by going to our phone's settings. For example, on Android, look for the Location & Security setting, and on iPhone, look for Passcode Lock. It is also highly recommended to download security software to protect the cell phone from hackers and worms. Use remote access. One of the main dangers of mobile banking is that it is common to misplace or lose the cell phone in certain places. We have to think about it, we have to find a way to find our smartphone. Different cell phones have different software to do this. For example, Lookout software for BlackBerry. These software help the user find their software. Additionally, some of these software have a function to erase or delete information from the device...... middle of paper...... id Steve Dispensa. “It is now easier than ever for banks to deploy Phone Factor, regardless of their online banking system. Banks can control the implementation schedule and quickly deploy the service to their users. » (Spano, 2010) No specific security tokens are required for Postman Messaging and no certificates or software are required for deployment to the end user. Therefore, the overall registration procedure is completely automated. There is no need to train users, but only a little assistance is required from the user for this purpose. User acceptance of Phone Factor's purposes now continues to grow and increase rapidly across all types of industries, but the authenticated usage and security truly make it ideal for e-banking. In the modern era, Phone Factor messaging is used on a large scale.