Abuse does not only affect check cashing companies or large corporations, such as Walmart (Shipler, 2004, p. 18). These are also the structures that are supposed to help and serve those in need: schools, social programs, job training programs, public housing and rehabilitation services. The United States as a whole is still obsessed with the idea of ​​the “American Dream” – a land of opportunity where everyone can work hard enough to pull themselves out of their bootstraps and achieve a comfortable, prosperous, and stable life. This idea is almost impossible